Determining what types of business insurance coverage is needed can be a daunting task. In today’s economy, every business should have coverage – but how does a small business owner know what coverage is needed and what coverage is not? The best way to determine what type of coverage your small business needs is to ask yourself some basic questions.
- Could I, or my employees accidentally damage property on the job or business?
- Could anything I do result in bodily injury to myself, employees or customers?
If you answered YES to these questions, then you probably are required by law to have General Liability Coverage for your small business. Keep in mind that these two simple questions are not conclusive, as there may be other questions you need to consider.
The great thing about Bolt Insurance is that their General Liability and Business Property insurance is a way for small businesses to purchase a combination of coverages at a reasonable price. This insurance covers certain losses resulting from property damage, suspended operations and liability resulting from bodily injury or property damage to others. A General Liability and Business Property Policy is generally available for businesses with up to $3 million in revenue and is designed to meet the insurance needs of most small businesses.
If this sounds like the coverage you need, then – Compare business insurance quotes – Fast, Free, and Online!
A. Dinsdale - Managing Editor on Google+
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